Services

Eligibility & Ceiling Assessment

A look in the roof space to establish where a property actually stands.

We cover 19 regions and 469 suburbs across Victoria. Pick your area below. Each page covers what the houses there are actually like, what is usually already in the roof space, and what tends to stop a property qualifying.

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Quoted from Essential Services Commission

What the Victorian Energy Upgrades rules actually say

Not summarised by us. The rules change, so each one carries the date it was last checked. Confirm anything you are relying on at the source before you act on it.

When it opens to all homes

Ceiling insulation became available under the program in two stages. Stage 1 opened on 14 April 2026 for public and community housing. Stage 2 opens on 1 October 2026 and covers all eligible residential premises in Victoria.

Essential Services Commissionchecked 22 September 2026

Which buildings are covered

The premises must be a Class 1 building, or a sole occupancy unit of a Class 2 building, as those classes are defined under Part A6 of Volume One of the Building Code.

Essential Services Commissionchecked 22 September 2026

What the ceiling has to be like now

The ceiling space must be uninsulated, meaning it contains no insulation or only reflective foil, or under insulated, meaning the existing uncompressed insulation has an average R-value of less than R2.0.

Essential Services Commissionchecked 22 September 2026

No discount amount, cap or co-payment appears anywhere on this site. The value depends on the premises and the accredited provider, so any number published here would be a representation we cannot stand behind.

The inside of an old roof space with a brick chimney, exposed timber rafters and daylight showing through the tiles. No insulation.
An older roof space with nothing above the ceiling. Daylight through the tiles and a bare timber floor is a common sight in period housing. Library photograph, not one of our own jobs.

Eligibility & Ceiling Assessment: what is worth understanding first

Why the existing R-value is the number everything turns on

The program is aimed at ceilings that are doing little or nothing, so the threshold is set against what is already up there rather than against the age of the house or the income of the household. That makes the measurement the whole assessment. Get it wrong and every other decision is built on it.

It is not a number you can estimate from the manhole. Depth alone does not give it, because the same depth of 1970s loose fill and modern batts are a long way apart, and material that has compressed has lost performance the depth no longer reflects. So it gets measured in several places, the product gets identified, and where the ceiling varies across the house we record the range rather than an average that hides it.

Reflective foil is its own case. A foil layer under the roof is not bulk insulation, and a ceiling with nothing but foil is treated as uninsulated even though there is clearly something there. That surprises people who have been told their house was insulated when it was built.

What an extension does to the answer

A house is not always in one position. The program looks at the part of the premises the insulation would go into, so a 1950s weatherboard with a rear extension added three years ago can be two different answers under one roof.

That is why we ask when the ceiling area was last altered rather than only when the house was built, and why we look at the extension separately when there is one. It is also why the answer sometimes is that the original bedroom wing can go ahead while the new open-plan living area cannot.

Owners frequently do not think of a re-roof, a raised ceiling or a knocked-through wall as a renovation of the ceiling space, and it is worth mentioning anything of that kind at the assessment rather than leaving it to be discovered.

Light fittings, and why they stop more jobs than anything else

Insulation has to keep a clearance around fittings that are not rated to be covered, which leaves an uninsulated circle in the ceiling around every one of them. In a living area with a grid of downlights put in during a 2000s renovation, those circles add up to a serious amount of ceiling doing nothing.

Where the fittings in a ceiling are not of a suitable rating, the program treats the premises as ineligible until that is dealt with. It is the single most common reason a house that looks straightforward turns out not to be, and it is concentrated in exactly the suburbs where renovation has been heaviest.

Sorting it out is licensed electrical work and it is not work we do. What happens in that case is that we tell you plainly what the issue is and refer you to an electrician. Once it is resolved the property can be assessed again, and there is no penalty for having been knocked back the first time.

What you get at the end, and why it is free

A written position on where your property stands, what is in the roof space now, what we measured, and what the work would involve if it goes ahead. If something is blocking it, the write-up says what and what would have to change.

The assessment costs nothing and carries no obligation, including when the answer is no. That is not generosity. A check takes under an hour and a cancelled install costs everyone considerably more than that, so it is simply the cheaper way to run the work.

It also means you can find out where you stand without committing to anything, which matters if you are weighing this against other things you could do to the house. Plenty of the assessments we do end with the answer that the ceiling is already fine.

What eligibility & ceiling assessment actually involves

The assessment answers one question, which is where your property actually stands. Almost everything that decides it is in the roof space or in the history of the house, and none of it can be established over the phone. What is up there now, what it measures, what the light fittings are, and when the ceiling was last worked on.

It is worth doing properly because the failure modes are expensive in both directions. A house that would have qualified and was never checked stays cold for another winter. A house that was scheduled without a check turns into a cancelled job, and occasionally into work that gets done and then does not stand up. We would rather spend forty minutes in a roof space than have either conversation.

Technical requirements

  • Measuring existing insulation depth and identifying the product
  • Identifying luminaire types in the ceiling
  • Establishing the construction and renovation history of the ceiling space
  • Building class, which differs for units and townhouses
  • Roof space access and anything that makes the install harder than standard

How the job runs

  1. Walk the house and note the ceiling construction and where access is
  2. Get into the roof space and measure what is there rather than estimating it
  3. Identify the product, because foil, loose fill and batts are all treated differently
  4. Record the luminaire types visible from above
  5. Establish when the house was built and when the ceiling area was last altered
  6. Give you the position in writing the same day, either way

What goes wrong

The failures we get called out to fix are consistent. These are the ones worth asking any builder about before you engage them.

  • Assuming a house does not qualify because it already has something up there
  • Assuming a house does qualify because it is old
  • Guessing the R-value from the depth alone, which ignores the product and its condition
  • Missing that part of the ceiling was extended, which changes the position for that part
  • Taking a phone description of the light fittings instead of looking at them

Find out where your ceiling stands

Tell us your suburb and roughly when the house was built. We will say whether it is worth a look before anyone travels.

We reply the same business day.

Eligibility & Ceiling Assessment by area

19 regions, 469 suburbs. Each page is specific to that area.

Wyndham, Melton & the West

30 suburbs around Werribee

Eligibility & Ceiling Assessment in Wyndham, Melton & the West →

Geelong & the Bellarine

29 suburbs around Geelong

Eligibility & Ceiling Assessment in Geelong & the Bellarine →

Casey & Cardinia

25 suburbs around Berwick

Eligibility & Ceiling Assessment in Casey & Cardinia →

Mornington Peninsula

26 suburbs around Mornington

Eligibility & Ceiling Assessment in Mornington Peninsula →

Hume & the Northern Corridor

16 suburbs around Craigieburn

Eligibility & Ceiling Assessment in Hume & the Northern Corridor →

Ballarat

24 suburbs around Ballarat

Eligibility & Ceiling Assessment in Ballarat →

Latrobe Valley & West Gippsland

10 suburbs around Traralgon

Eligibility & Ceiling Assessment in Latrobe Valley & West Gippsland →

Bendigo

20 suburbs around Bendigo

Eligibility & Ceiling Assessment in Bendigo →

Outer East

31 suburbs around Glen Waverley

Eligibility & Ceiling Assessment in Outer East →

Inner West

33 suburbs around Yarraville

Eligibility & Ceiling Assessment in Inner West →

Inner North

26 suburbs around Brunswick

Eligibility & Ceiling Assessment in Inner North →

Macedon Ranges

11 suburbs around Gisborne

Eligibility & Ceiling Assessment in Macedon Ranges →

Yarra Ranges & the Dandenongs

22 suburbs around Lilydale

Eligibility & Ceiling Assessment in Yarra Ranges & the Dandenongs →

Shepparton & the Goulburn Valley

10 suburbs around Shepparton

Eligibility & Ceiling Assessment in Shepparton & the Goulburn Valley →

North West

17 suburbs around Essendon

Eligibility & Ceiling Assessment in North West →

Bayside & South East

48 suburbs around Brighton

Eligibility & Ceiling Assessment in Bayside & South East →

Inner East

39 suburbs around Camberwell

Eligibility & Ceiling Assessment in Inner East →

North East & Nillumbik

25 suburbs around Eltham

Eligibility & Ceiling Assessment in North East & Nillumbik →

Inner Melbourne

27 suburbs around Fitzroy

Eligibility & Ceiling Assessment in Inner Melbourne →

Common questions

These answers apply wherever the job is. Anything specific to your area is on the relevant area page above, and anything specific to your property is a conversation.

What happens during a ceiling assessment?

We walk the house first to see the ceiling construction and find the access, then get into the roof space and measure what is there. Depth in several places rather than one, and an identification of the product, because foil, loose fill and batts are treated differently. We note the light fittings visible from above. We ask when the house was built and whether the ceiling area has been altered, extended or renovated, and if part of it has we look at that part separately. Then you get the position in writing the same day, including the answer you did not want if that is the answer.

How do you work out what R-value is already up there?

By measuring the uncompressed depth and identifying the product, then reading the two together. Neither one on its own tells you anything useful. The same depth of 1970s loose fill and modern batts are a long way apart, and material that has been compressed by storage or foot traffic has lost performance that the depth no longer reflects. So the measurement is taken in several places, because a roof space is rarely consistent, and where it varies across the ceiling we record the range rather than an average that hides it. Foil alone is a separate case and is treated as uninsulated.

What would stop a house from qualifying?

Three things come up most often. The ceiling already has enough insulation in it, which is more common than people expect in houses that were done once and forgotten. The light fittings in the ceiling are a type that has to be dealt with first, which needs a licensed electrician and is not work we do. Or the house, or the part of it the insulation would go into, is too recently built or altered. The criteria are set by the program rather than by us, and they are set out with their source in the program facts on this site. What we do is establish the facts about your house and tell you how they land.

Does the age of the house matter?

It does, in two directions that pull against each other. Older houses are more likely to have nothing up there or only foil, which is the situation the upgrade exists for. But the program also excludes premises that have been built, renovated or extended too recently, and that applies to the part of the ceiling in question rather than the house as a whole. So a 1950s weatherboard with a 2023 rear extension is two different answers in one building, and we look at them separately. The exact period is set by the program and is stated with its source in the program facts.

Do light fittings affect whether a house qualifies?

Yes, and this is the single most common reason a house that looks straightforward turns out not to be. Insulation has to keep a clearance around fittings that are not rated to be covered, and where a ceiling is full of them the program treats the premises as ineligible until they are dealt with. It is most often a house that had downlights put in during a renovation in the 2000s. Sorting it out is licensed electrical work and we do not do it, so what happens in that case is that you get told clearly what the issue is and referred to an electrician. Once it is resolved the property can be looked at again.

How long does an assessment take, and what do I get at the end?

Usually under an hour at the property, and less if access is easy. At the end you get a written position on where your property stands, what is in the roof space now, what we measured, and what would be involved if the work goes ahead. If something blocks it, the write-up says what and what would need to happen to change it. There is no cost and no obligation, including when the answer is no. We would rather spend the time and find out than schedule a job that gets cancelled on the morning.